THURSDAY, NOVEMBER 18, 2021
Medicare provides health care coverage in the United States for those 65 and older. In addition, those with disabilities or those who have permanent kidney failure but are younger than 65 years old may also qualify for coverage. Knowing your enrollment options is important. Be sure to discuss your needs with your agent at We Make Medicare Easy.
Enrollment Options
First Eligible
Your first option for enrollment is to enroll when you first become eligible. Medicare will send you a questionnaire around three months prior to your eligibility for Medicare Part B enrollment. Your answers to this questionnaire will help Medicare set up your file as well as make sure your claims are paid for correctly.
If you choose to opt out of this enrollment of Medicare Part B, your coverage could potentially be delayed and your premium could be higher.
Special Enrollment Period (SEP)
If you are 65 or older, you and your spouse are still working and covered under a group health plan, you may not need to apply for Medicare at age 65. In other words, you may qualify for a Special Enrollment Period (SEP). This lets you sign up for Medicare Part B at a later date:
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During any month you remain covered under group health insurance and you or your spouse’s current employment continues
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In the eight-month period that begins with the month after your group health plan coverage or the current employment it is based on ends
Annual Enrollment
Your third option for enrollment in Medicare is the annual enrollment period or general enrollment period. This period is from January 1 through March 31 each year. Your coverage would begin on July 1 of the year you choose to enroll.
Contact Us Today
Medicare enrollment can be confusing, and it’s essential that you choose the method of enrollment that best suits your lifestyle and health care needs. Contact your agent at We Make Medicare Easy to discuss your Medicare enrollment today.
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